• Upcoming FREE Workshops

You will find these courses relevant if you are developing a retirement plan, nearing retirement, or recently retired. Regardless of your stage in the process, you’ll learn updated strategies that will
help you build and preserve wealth in volatile times. Above all, these courses are designed to help you assess your current financial position, then lay out a personalized roadmap that helps you
achieve your retirement goals.

"THE CHANGING WORLD OF RETIREMENT PLANNING"

Thursdays, Feb 16 & Feb 23 | 6:30 - 9:30 pm EST
OR Tuesdays, Feb 21 & Feb 28 | 6:30 - 9:30 pm EST

Fawcett Center at The Ohio State University Campus

2400 Olentangy River Rd, Columbus, OH 43210 

REGISTER ONLINE HERE.

Your course instructor is Mike Matta, CLU®, ChFC®, CASL®, RICP®

You Will Discover How To:

• Determine if you have enough money to retire
• Use the 3 basic types of retirement accounts to maximize cash flow in retirement
• Evaluate the benefits of a Roth Conversion
• Insulate yourself from the impact of rising taxes
• Maximize Social Security income
• Ensure you won’t run out of money in retirement
• Create a plan that keeps pace with inflation
• Minimize risk and maximize return in your investments
• Protect against a long-term care event

Course Overview

• SECTION 1 RETIRING IN THE 21ST CENTURY 
  How is retirement planning in the 21st century different than that of your parents? Chances are, your retirement looks and feels vastly different than the generation before you. As a result, your approach to the retirement planning process must change. This course begins by exploring an updated approach to retirement planning that accounts for all of the challenges and pitfalls that are unique to the rapidly changing world in which we now live.
• SECTION 2 TAX RATE RISK 
  Some experts have suggested that tax rates may have to rise dramatically to keep Social Security and Medicare solvent.1 If you're like most Americans, you've saved the lion's share of your retirement in tax-deferred accounts like 40lk's and IRA's. If tax rates go up, how much of your hard-earned money will you be able to keep? This section discusses strategies that you can implement that may help insulate your assets from the impact of higher taxes.
• SECTION 3 RETIREMENT DISTRIBUTION PLANNING 
  There is a lot of static in the media and on the internet about how to best save for retirement. In this section you'll learn about the three basic types of investment accounts and how to use them to maximize cash flow in retirement. Should you contribute to an IRA or a Roth IRA? How about Roth Conversions? This section teaches you how to position your savings so as to minimize taxes and maximize cash flow in retirement.
• SECTION 4 MAXIMIZING SOCIAL SECURITY 
  Some pre-retirees are not aware that their Social Security can be taxed. In this section you'll learn about the impact of Social Security taxation on your retirement. We'll also look at the I RS thresholds that cause Social Security taxation. Finally we'll discuss strategies you can implement that can put you in a position to receive your Social Security free from tax.
• SECTION 5 LONG-TERM CARE PLANNING 
  In this section we'll cover the Medicaid rules that govern asset spend-down in the event you should need long-term care. Then we'll cover the four most common strategies used to mitigate long-term care risk. Finally we'll help you assess which long-term care planning strategy is best suited to your particular situation. 
• SECTION 6 SOLVING LONGEVITY RISK: STOCK MARKET APPROACH 
  In this section we'll discuss why outliving your money is the greatest risk you'll face in retirement. We'll cover why longevity risk amplifies sequence of return risk, withdrawal rate risk, inflation risk and long-term care risk. We'll also explore the pros and cons of adopting a stock market approach to removing longevity risk from your retirement plan.
• SECTION 7 GUARANTEED* LIFETIME INCOME 
  In this section we'll cover how longevity risk can be removed from your retirement picture through a guaranteed' lifetime income approach. We'll also discuss the psychological, mathematical and longevity benefits of adopting such an approach.
• SECTION 8 INCOME PLANNING IN RETIREMENT 
  While guaranteed· lifetime income helps mitigate a multitude of retirement risks, many Americans have yet to adopt it. We'll explore the shortcomings of the guaranteed' lifetime income approach and evaluate various alternatives that can help combat longevity risk without the heartburn.
• SECTION 9 PROTECTING AGAINST TAX RATE RISK AND LONGEVITY RISK 
  When preparing for retirement many pre-retirees address either tax rate risk or longevity risk, but rarely both within the same financial plan. In this section we'll explore how to remove both risks from your financial picture while restoring peace to your retirement plan.
• SECTION 10 ESTATE PLANNING 
  Estate planning involves more than just reducing your taxes. It's also about making sure your assets are distributed as you wish - both now and after you're gone. In this section, we'll discuss strategies and techniques to reduce or eliminate estate taxes, delays, and legal challenges following your death. You'll also learn how to build an estate plan that addresses your wishes should you have an incapacity due to an illness or injury. Finally, we'll investigate the benefits of using a trust versus a will when determining how to best transfer your assets upon death. 

What is Provided 

• THE CHANGING WORLD OF RETIREMENT PLANNING™ WORKBOOKS 
  A two volume set of workbooks that provides examples and illustrations designed to reinforce the concepts taught in class. These workbooks help you follow along during the presentation and give you a step-by-step process to help implement the knowledge you obtain during the course. 
• COMPREHENSIVE APPROACH 
  Instead of focusing on a specific strategy or topic, this course takes a more comprehensive view of your retirement. This broad-based approach lays a foundation for proactive planning in an updated, 21st century context. Because of the educational nature of the class, no specific financial products are presented or discussed.
• AN INTERACTIVE CLASSROOM SETTING 
  This personal and interactive approach to the material helps make the educational process both practical and informative.
• OPTIONAL ONE-ON-ONE STRATEGY SESSION 
  If you have questions on how the principles you learned in this class apply specifically to your financial situation, you may arrange for a private strategy session with your instructor after the conclusion of the course. The strategy session is complimentary for all attendees but is not required. 

To Register:

Join us for FREE! Class sizes are limited, so register today! Advanced registration is required. 

REGISTER ONLINE HERE.

OR, CALL 614-957-1311.

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